Over the past couple of years, the price of gas has only continued to rise. Long gone are the days just a decade ago when it averaged roughly $1.20 per gallon. For some, with long commutes to work or school each day, the price of gas can really limit the amount of places you can go. Add to that the cost of auto insurance premiums and it gets pretty expensive to simply own a car and drive it. So much so that the thought of selling your car and buying a bike may have briefly crossed your mind.
While you may not be able to do anything about the price you pay per gallon, you aren’t without options. There are things you can do to change the way you drive and lessen gas costs which may also reduce your insurance premiums a well.
Take Care of Your Tires Perhaps you have heard that properly inflated tires can make a difference in gas mileage. Maintaining proper inflation of your tires can actually improve your gas mileage by up to 3.3%. While may seem like a tiny number, over the course of a year—and in the face of rising prices—it actually makes a difference. Not only does proper tire inflation help your gas mileage, but it will also maintain your tires better and reduce the need to replace them while keeping your drive safer because they are better able to react to the demand of your brakes. Since safer driving means fewer at-fault accidents, the lower auto insurance premiums will be because of the accident-free years. Best of all, it’s easy to enjoy all these benefits, simply check your tire pressure monthly and add air when needed, especially during changing weather.
When you speed, you put more demand on your car than you do when driving the speed limit which will cause it to use more fuel to deliver the performance to you. Statistics show that drivers who speed spend an additional $0.29 per gallon for gas for every 5 mph over 60 they drive.
But not only will you reduce your gas expenses by driving slower. You will also reduce the likelihood of an accident and increase your ability to respond to spontaneous road dangers. Both of these facts will help to keep your auto insurance premiums lower. Of course, speeding tickets also affect your insurance premiums, so that makes driving the speed limit even more persuasive.
You can use twice as much fuel when you run an errand to just once place and then a few hours later, run another errand. If you combined your trips to occur on the same day, within a time span that doesn’t allow your motor enough time to cool, you would actually save gas, and time. But even more effective is to make fewer trips by planning ahead to accomplish all of your shopping or errands on a single day at just one store or area rather than several. Not only will this affect your fuel usage but it will also lessen the estimated number of miles you drive each year, which could have an effect on your auto insurance premium. Lastly, the less you drive the less of a chance of an incident that could result in a car accident and increased insurance premiums.
It is possible to controlling your gas and auto insurance expenses so they are easy and affordable. For help with your Roanoke auto insurance premium, call Carlton Wright Insurance Agency at 800-700-6873. Carlton Wright Insurance is committed to being honest while serving you with the best insurance that you can find.